In the midwest, a winter coat has to be no joke. It gets cold here - and not in a "layer a leather jacket over a hoodie over a flannel" kind of way. I already have a down parka, but there are some situations where you don't necessarily want to look like the Michelin Man.
I'm in desperate need of something to wear for the days over the next few months when it's above 20 degrees. Unfortunately, those days will probably be few and far between.